1000 Cash Advance Loan provides loans to those in need of a little extra cash in the case of an emergency, to pay bills, to buy groceries or take that much needed vacation. Whatever the reason, 1000 Loan Cash Advance is here to help! Most applicants qualify for a cash advance or short-term loan simply by having a job and a checking account. Apply now and you could have the cash in your bank account tomorrow!
You can be approved for up to $1000 for payday loan and up to $20,000 for installment loan, and your repayment of the advance is not due until your next payday (maximum 15 days). Learn more about fast cash.
GET 1000 LOAN AND MORE
Get a $1000 Cash Advance Payday Loans in one hour
Need $1000 cash advance? Get payday loan 1000 dollars in seconds with no hassles. Bad credit is okay, no credit history or bankruptcy is not a problem. Short application and very fast approval.
$1000 Payday Loan – Get Instant Approval
Do you need quick approval on a $1000 payday loan? You’ve found a lender! We provide instant approval on personal loans and can transfer cash to your account within 24 hours. Thanks to our quick electronic funds transfer, you won’t need to wait for your loan check to clear.
Get $1000 Loans with No Credit Check
With 1000 Cash Advance Loan, bad credit doesn’t matter. Our simple online loan application will not be used to check your credit score. Instead, we make loan decisions based on your employment status. When you apply, you’ll provide your employer’s name, a work telephone number and your regular paycheck amount. If you have a steady paycheck and direct deposit, you’ll likely be approved for a short-term or long-term 1000 dollar loan.
A Overview of Our $1000 Payday Loan Services
- Easy application process
- Instant online approval
- No credit check or faxing
- Get cash within 24 hours
- 1000 loan deposited in your bank account
- Friendly customer service
Enjoy Convenient Lending Procedures
Apply for a short-term personal loan today and pay bills tomorrow! We make it easy to receive a $1000 loan with the lowest financing. When your payment becomes due, the amount loaned and a finance charge will be debited from your account.
Quick Cash Advice: Use PayDay Loans for Emergencies Only
Payday loans are intended to assist with short-term financial emergencies. For example, our $1000 loans are meant to cover unexpected expenses such as vehicle repairs and medical bills. People with chronic rather than short-term money issues are urged to seek free financial counseling.
Are you in need a payday loan? Short on cash or need cash for a vacation? Maybe an auto repair? Regardless what you want to use your loan for, 1000 Cash Advance and Payday Loans 1000 can make it happen. We approve no matter of credit history – bad credit is okay. If late payments and unexpected bills have set you back financially, $1,000 Cash Advance and Payday Loans can help.
We specialize in assisting persons pay their bills on time without any high-priced fees or hassles. We also offer the quickest services found on the Internet!
It just requires a moment to apply. When you are approved we will wire or deposit the requested cash amount right away into your bank account in seconds.
With a payday loan from 1000 Cash Advance and Payday Loans $1000 you can pay off your debts and bills and avoid those difficult late bills.
- Cash advance loans and payday loans from $100 to $1,000 instant deposited in your bank account.
- Apply for 100 to 1000 cash advance
- Fax-less and instant payday loans
- Cash instantly deposited in your personal direct deposit checking account overnight
- Easy qualifications
- Cheap Payday Loan and Cash Advance, Excellent Rates
- 1 Minute Form
What is a Payday Loan?
A payday loan (also called a payday advance or cash advance) is a small, short-term, loan secured against a customer’s next pay check. Your job is your credit and your actual credit report is not reviewed. Other databases may be used to confirm your identity and verify you don’t have a track record of not paying back payday lenders.
Legislation regarding payday loans varies widely between different countries and, within the USA, between different states.
Be wary of companies that seem to use offshore call centers or where you can’t connect quickly with a live agent. At 1000 Loan Cash Advance, our call center is located in Delaware and you will work with the same handful of loan experts all the time so you can feel comfortable they know who you are, value your business, and can be trusted to take care of you. We are proud that we get more new customers from current customer referrals than any other source.
The basic loan process involves the lender providing a short-term unsecured loan to be repaid at the borrower’s next pay day. Your first loan may be prorated if your payday loan is just a week away. If your lender isn’t prorating, ask why!
How It All Works?
Consumers complete the loan application online (or in some instances via fax or on the phone). Typically, some verification of employment or income is involved (via pay stubs and bank statements). The loan is then transferred by direct deposit to the borrower’s account, either the next business day or, even the same day (usually for a small fee), and the loan repayment and/or the finance charge is electronically withdrawn on the borrower’s next payday.
On the maturity date, the borrower is expected to either pay the amount of the payday loan plus interest fees OR pay fees only and extend the cash advance an additional two weeks, at which time the original amount plus additional interest fees are due. At 1000 Loan Cash Advance, we will call and/or text you reminders to make sure you are prepared. We will work with you to understand whether you want to pay just your fee or payoff all or part of your principal, too.
Not sure a payday loan is right for you?
Other options are available to most payday loan customers. These include pawnbrokers, credit union loans with lower interest and more stringent terms, credit payment plans, income tax refund anticipation loans, cash advances from employers, auto title or pawn loans, bank overdraft protection, cash advances from credit cards, emergency community assistance plans, small consumer loans and direct loans from family or friends.
Though rates may seem high in comparison to some options, every customer is in a different position and must make the best decision for himself or herself.
To compare apples to apples, consider the cost of typical situations a payday loan customer faces:
- $100 payday advance with $19 fee = 495.36% APR
- $100 bounced check with $48 NSF/merchant fees = 1,251% APR
- $100 credit card balance with $26 late fee = 678% APR
- $100 utility bill with $50 late/reconnect fees = 1,304% APR
1000 Loan Cash Advance is now offering installment loans. The state of Delaware, where we are licensed and bonded, has restricted customers to five payday loans 12 month period from Delaware lenders. They count each extension of an existing loan as a new loan, too, so you can be at your 12 month limit in a matter of weeks. As a result, we have a new product to keep your options open.
So what is an installment loan and why would you choose an installment loan instead of a payday loan?
First, a payday loan is typically a two week loan. You borrow $300 or 1000 loan and the interest and principal is due on your next payday. Many people pay the interest only and extend or rollover the principal for another two weeks until they can either pay it down or pay it off. An installment loan has a set number of payments that you decide up front- usually 10, 12, 15, or 20. So if you borrow $300, each payment will include interest AND some principal. You will be paid in full on your last payment due date. You can see that if you did 10 installments to pay back $300 plus interest, they would have to be larger amounts than if you did 20 installments.
So installment loans can give you peace of mind- you know exactly what date your loan will be paid off on the day you take your loan out. They are also flexible at 1000 Loan Cash Advance because YOU choose the number of payments, not us. You can either pay off faster with larger payments or over a longer period of time with smaller payments. Payments are on a set schedule like the first and fifteenth, though, not on your payday, so keep that in mind.
Installment loans have a lower APR than payday loans, in most cases. There’s no prepayment penalty, either. Finally, existing customers may qualify for a larger loan amount than on a two-week loan.
When looking for fast cash via a payday loan or cash advance, be sure to work with a direct lender who has a good record with the Better Business Bureau and who doesn’t show up with lots of concerns listed in a search of consumer complaint sites or in online reviews.
While applying, check the fine print! If you see a line that says your application will be matched to a lender, beware! You are giving your sensitive data to a referral service who may be reselling your information to multiple payday loan providers. Not only is your very personal information being transmitted to people you haven’t personally selected to work with, but they may be looking you up on alternative credit databases like Teletrack. Each time you are looked up, a note is made on your file so it appears that you have applied to multiple stores even though you only applied in one place. That is a red flag for lenders so you may be at risk to be denied a loan.
We give 1000+ loans and cash advances in all states and major cities:
Baltimore MD, Annapolis MD, Dallas TX, Richmond VA, Pittsburgh PA, Philadelphia PA, Providence RI, Los Angeles CA, San Diego CA, San Francisco CA, San Jose CA, Sacramento CA, Miami FL, Tallahassee FL, Orlando, FL, Fort Lauderdale FL, Jacksonville FL, Sarasota Fl, Tampa Bay Fl, Detroit MI, Atlanta GA, Boston MA, Las Vegas NV, Charlotte NC, Raleigh SC, Memphis TN, Nashville TN, Cheyenne WY, Milwaukee, Minneapolis MN, Chicago IL, Portland OR, Oklahoma City OK, Kansas City MO, Helena MT, Des Moines IA, Boise ID, Louisville KY, Birmingham AL, Phoenix AZ, Tuscon AZ, Little Rock AR, Denver CO, Boulder CO, hartford CT, Washington D.C./District of Columbia, Indianapolis IN, Detroit MI, Lansing MI, New Orleans LA, Augusta ME, Eastern Shore MD, Lincoln NE, Reno NV, Concord NH, Trenton NJ, Albuquerque NM, Santa Fe NM, New York NY, Raleigh/Durham NC, Greensboro NC, Fargo, ND, Cincinnati OH, Cleveland OH, Charleston SC, Austin TX, Dallas TX, Houston TX, San Antonio TX, Pierre SD, Salt Lake city UT, Montpelier VT, Seattle WA, Spokane WA and Charleston Wv